Brookstreet MIC Inc. is structured as a Mortgage Investment Corporation (MIC) which has become a very popular investment vehicle for investors looking to earn consistent income. Additionally, all of the mortgage investments are all secured by real property.



The Canadian government regulates mortgage lending limits and mortgage insurance criteria through the Canada Mortgage and Housing Corporation (CMHC). These guidelines apply to banks and major lending institutions across Canada. Ongoing restrictions along with lending guideline tightening has left many stable, responsible and credit-worthy individuals without viable home financing options.

The ongoing tightening of mortgage regulation has created a very attractive, secure, opportunity for alternative lenders and Mortgage Investment Corporations such as Brookstreet.

As a MIC, Brookstreet acts as a mortgage lender, focusing on residential properties in the Greater Toronto Area (GTA) and larger urban areas of Ontario. We fund and manage a portfolio of first and second mortgage loans, directly secured by residential properties.

This composition provides Brookstreet with stability and a low default rate, while offering the investor an attractive rate of return.

With strict lending policies in place, Brookstreet offers financing to qualified borrowers involved in home purchases or mortgage refinancing.

Brookstreet has a focused, conservative, and easy to understand business process. Brookstreet raises capital by selling preferred shares to accredited investors.

It then pools these invested funds and lends them to qualified mortgage borrowers. As a result, Brookstreet’s investors become mortgage lenders and earn quarterly returns. The net profits (interest income) generated from the mortgages are then distributed back to the shareholders.

Brookstreet also offers a dividend re-investment program (DRIP) which allows automatically reinvests your quarterly dividends in order to achieve a higher return.

Investments in Brookstreet Mortgage Investment Corporation are available to Accredited Investors. Please contact us for further information about the Accredited Investors qualification.